The deadline for Basel II is fast approaching. Under the timetable set by the Switzerland-based Basel Committee on Banking Supervision, banks employing the standardised and foundation internal ratings-based (IRB) approaches will kick off under the new regime from January 2007. Those institutions implementing the more complex advanced IRB approach have an extra year, with the start date delayed to January 2008.
In South Africa, however, the supervisors have opted for a single implementation d
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