An aggressive agenda

Dresdner’s chief risk officer, Heinrich Linz, is masterminding a credit revolution at the German bank.

Heinrich Linz, chief risk officer at Germany’s Dresdner Bank (now part of Allianz) and a member of its Vorstand, resisted pressure as a teenager to enter banking. He wanted to do “something more interesting” such as product management or marketing and set up a wine importing business while studying for his business degree at Wuerzburg’s Julius-Maximilians University in Germany. Two factors changed his perception of finance. He studied an international financial markets module under Otmar