What's the difference between issuers and borrowers?

Look beyond loans


Issuers have been ignored in the public debate about post-crisis financial reform. The focus, instead, has been on borrowers. Assessments of the economic impact of regulation have looked solely at the cost and availability of bank loans; politicians, when they address the topic, have talked about the need to balance prudential reform and credit supply; and in one of the few cases that a rule has been watered down for explicit reasons, the liquidity coverage ratio was adjusted to ensure lenders w

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