Tier two capital
Consultation undermines level playing field between banks and insurers on capital issuance
Issuance of Basel III-compliant bonds in India likely to be followed in Australia and Malaysia but investors are cautious of potential dangers
New technical specifications on Solvency II’s capital requirements make some significant changes to the way insurers calculate their own funds, but they also leave some unanswered questions. Louie Woodall...
Insurance Risk and BNY Mellon have conducted a survey to look at how insurance companies are preparing for the new regime and the opportunities and challenges that the changes will bring.
More Tier two capital articles
High capital levels and a prohibition on more exotic forms of funding should leave Islamic banks well placed under Basel III. But a lack of high quality sharia-compliant instruments leaves the sector facing issues over liquidity requirements
After initially embracing CoCos, regulators’ ardour seems to have cooled – with some banks fearing excess caution could limit a promising source of bank capital. But even without a further supervisory push, investor demand for bail-in protection can...
Financial institutions have a raft of new capital and liquidity rules to meet during the next several years. What tools are available to help treasurers and capital planners to meet these challenges? Viren Vaghela reports
The Basel Committee is preparing to finalise its guidelines on gone-concern contingent capital, while discussions continue on going-concern contingent capital and bail-ins. But everything depends on investor appetite for this paper – and that is far...
In the financial crisis, holders of tier 2 debt in failing financials found their investments protected when taxpayers were made to bear the brunt of bailouts. But a new proposal by the Basel Committee looks to prevent that happening again.
Bankers and regulators are looking at possible standards for contingent capital, but are struggling with the definition of an appropriate trigger.
Following recent issues of contingent capital by Lloyds Banking Group and Rabobank, other firms are eyeing similar issuance as a means of meeting higher capital requirements in a cost-effective way. But the Basel Committee, which is due to discuss the...
This paper discusses a number of diverse considerations that risk managers need to incorporate into their thought processes and recurring procedures if they are to fulfill their role more effectively in the future
USA, 9th Dec 2013
USA, 10th Dec 2013
UK, 18th Dec 2013
UK, 12th Feb 2014
UK, 13th Feb 2014
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