The past two years have seen a reduction in risk appetite from investors, with clients reverting to less complex payoffs. However, while payoff variety has contracted, creation of new underlying indexes...
BNP Paribas is offering market-linked certificates of deposit to US retail investors for the first time through subsidiary Bank of the West
Incapital, Barclays and Gilliat all launched three products each in the past two weeks, most of which focused on the FTSE 100 index as investors continue shy away from risky investments
The computational requirements of Solvency II are driving the need for more computing power and data storage accessible on a scalable basis. Early adopters are leveraging cloud computing for their Solvency II implementation. Others are taking a more cautious approach, waiting for the industry to address key concerns such as security before they to embrace computing.
More Capital protection articles
Investors continue to buy capital-protected products, but shy away from leverage.
As with any competitive market, fee levels are influenced to a large degree by the market, since a product cannot normally hide high fees and appear competitive.
In Europe, the income index is the best performer over the past six years when compared with the accelerated and protected variants. Not so in Japan, where the accelerated index tops the trio of indexes as best performing. In both regions, the protected...
Gilliat Financial Solutions has launched the second product in its Captured Growth Series. The FTSE 100 index linked note offers potential returns of 52.5% over five years and gives investors the opportunity to capture growth in the third, fourth and...
Skandia has launched two protected portfolio investment plans that give investors exposure to the returns of a portfolio of actively managed funds with full capital protection factored in. Sales of fund-based products have risen this year, partly in response...
Sophie Barnett, vice-president at Morgan Stanley, looks at the different types of capital protection that investors can achieve through structured products
The unrated Dunbar Bank is offering UK investors a five-year, capital-protected growth product linked to 15 of the largest companies in the FTSE 100. A minimum return is on offer and growth can be locked in at each annual anniversaries
In response to industry fears of a collateral crunch, regulators have revised the proposed rules on margining for uncleared over-the-counter (OTC) derivatives.You can find out more by downloading this white paper here.