Rays of hope

suns-rays

The past year has been an annus horribilis for the structured products industry. Following Lehman Brothers’ filing for Chapter 11 bankruptcy protection on September 15 last year, stock markets worldwide collapsed and the true extent of the crisis hit home with Australian investors. The benchmark Standard & Poor’s ASX 200 index dropped 35.9% from 4,903.80 on September 12, 2008 to 3,145.50 on March 6, 2009, subsequently rebounding to 4,000.80 by July 17.

As equity markets have plummeted, so too

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