Risk appetite: define, apply, control
Global Risk Institute outlines steps towards effective risk framework
Banks have spent the years since the financial crisis rebuilding balance sheets. They have been reducing levels of bad loans and boosting capital buffers. Now, though, they are turning their attention back to lending in hopes of achieving higher returns and regaining market share from alternative lenders who filled the gap in the intervening period. As part of this process, it is critical for banks to establish or review risk appetite frameworks.
Risk appetite sets the tone from the top of the
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