Lloyds TSB selects SAS to manage risk

The application covers the bank's retail loan portfolio and should help it to improve its capital allocations. Manual processes such as risk reporting, performance monitoring and credit scoring will now be automated. The software will also manage the bank’s data warehouse by analysing and segmenting its data.

SAS's software is a flexible application for managing credit, market and operational risk throughout an organisation. The service incorporates credit scoring, which helps banks to perfor