Provisioning for the future

jose-maria-roldan-bank-of-spain

The Spanish financial system has come under intense scrutiny in recent months, as global supervisors look to understand why the country's top banks appear to have navigated the financial crisis in better shape than many of their competitors in Europe. While other financial institutions reported a succession of eye-catching losses for 2008, Spain's top two banks bucked the trend, with Banco Santander and Banco Bilbao Vizcaya Argentaria (BBVA) reporting profits of EUR8.88 billion and EUR5.39

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