Sean Egan

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Last April an angry squad of congressmen summoned 10 witnesses to Capitol Hill to investigate embarrassing failures in the country’s credit rating system and to find ways to fix it. Why, members of the House Financial Services Subcommittee wanted to know, did the world’s leading credit risk experts—Moody’s Investors Service, Standard & Poor’s and Fitch Ratings—fail to warn investors about financial problems at WorldCom and Global Crossing until it was too late?

One congressman wanted to know why

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