Harmonised quantitative requirements no 'silver bullet', says US state regulator
Dutch insurers have strongly resisted pressure to drop guarantee levels despite plunging interest rates and mounting regulatory concerns. With surplus capital quickly being eaten up to support these uneconomic...
The insurance landscape is evolving as firms begin to sell business units to non-insurers in their attempt to survive a changed financial climate. Louie Woodall reports
Insurance Risk and BNY Mellon have conducted a survey to look at how insurance companies are preparing for the new regime and the opportunities and challenges that the changes will bring.
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Concerns that Eiopa's proposals will not work and could delay Solvency II
Solvency II calibrations need to account for different national contexts
Let commercial market price risk, while governments should focus on risk-reduction, think-tank says
Structuring and regulation of assets frustrating investment, say market participants
Reserve financing using offshore captives is big business in the US. Yet what started as an innovative method of moving excessive reserve requirements off balance sheet has turned, in some regulators’ minds, into a dark art that puts policyholder protection...
Harmonisation of US and global systemic risk frameworks needed as US proposes first Sifis, warns industry think tank
As insurers look for ways to offer long-term guarantees to customers despite the challenging investment environment, some are turning to volatility control mechanisms to reduce the cost of hedging the guarantees. Louie Woodall examines how these mechanisms...
This paper discusses a number of diverse considerations that risk managers need to incorporate into their thought processes and recurring procedures if they are to fulfill their role more effectively in the future