House of the Year, China: China Construction Bank

House of the Year, China: China Construction Bank

huang-zhiling-ccb
Huang Zhiling, CCB

China Construction Bank (CCB) has demonstrated both prudence and progressiveness in its application and measurement of the bank’s capital during the past 12 months, notably introducing the concept of economic capital in approving credit business and loan requests based on a risk-adjusted return on capital (Raroc) framework.

Risk management experts applauded CCB for demonstrating foresightedness in pushing the use of economic capital throughout its branches, a challenging exercise to execute as i